Cost Containment

• No MLR – Obamacare Median Loss Ratio, No insurance company profits
• Transparent PBM, No pharmacy rebates
• Reference Based Pricing
• Surplus Claim Account Refunds
• Population Health Management
• Telemedicine
• Utilization Review
• Rx Clinical Trials for the New Highest Priced Drugs
• Case Management
• Solving Medical Illiteracy
• Identifying Gaps in Care